Tim Storm949-829-1846TimothyS@arborfg.com NMLS #223456 · CA DRE #01086852
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Browse the original Orange County VA Loans archive. Publication dates are preserved so historical guidance remains clear.
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VA loan PreApproval should not be confused with a verbal “Prequalification” over the phone. The most important and first step in the home buying process is to find out the price of the home you can afford. Ultimately the price will be determined by a combination of things, including how much money will be needed […]
The total amount of money needed to buy a home with a VA loan depends on several factors. Most Veterans know that VA offers 100% financing. But some assume that 100% financing means they will not need any money to buy a home. While it is definitely possible to buy a home using VA financing […]
Finding VA approved condo’s for a Veteran using VA financing can be time consuming. Understanding how to properly use the VA Approved Condo search on the Veterans Administration website is important. But also important is understanding that now all attached, “condo like” homes are actually condo’s. In San Clemente, CA there several projects that look […]
If you could buy a home with no down payment and no money out of pocket while at the same time paying down or eliminating credit card debt, would you do it? Sometimes a potential first time home buyer will delay their home purchase until all credit card debts are paid off. This is smart. […]
Orange County home sellers should take offers to purchase their homes from Veterans using VA financing seriously. It can be frustrating for Veterans in Orange County when sellers seem to disregard an offer because of a fear that somehow a VA loan has a lesser chance of closing than other types of financing. Besides the […]
The VA home loan is one of the very few, if not only, loan programs that allows for 100% financing. But what many Orange County Veterans eligible for a VA loan don’t realize is that it also allows for refinancing to 100% loan to value. And even better, it is possible to get “cash out” […]
Credit Alert Verification Reporting System, commonly known as CAIVRS, is a shared database of Federal debtors. CAIVRS was developed in 1989 as a quick way for “processors of applications for Federal credit to identify people who are in default or have had claims paid on direct or guaranteed Federal loans, or are delinquent or have […]
The VA Funding Fee is a fee that is required in order to receive a VA loan.
Veterans using a VA loan can buy a home in Orange County only two years after a short sale, foreclosure, or bankruptcy. Recently I helped a Veteran buy a home in Orange County for $620,000 with no down payment only two years after a short sale on their previous home, and two in a half […]
The VA loan limits in Orange County for 2014 will be $687,500. The Veterans Administration recently announced the 2014 VA loan limits and many counties in California saw an increase due to the improved real estate market and higher home prices in 2013. While most of the country, including many counties in California, will continue […]