Tim Storm949-829-1846TimothyS@arborfg.com NMLS #223456 · CA DRE #01086852
Continues on ARBOR Financial Group’s external application website.
Browse the original Orange County VA Loans archive. Publication dates are preserved so historical guidance remains clear.
Each guide has one primary topic, making related articles easier to find without hiding their original publication dates.
Does a condo in Orange County need to be VA approved for a VA loan? This is a question that comes up quite a bit for eligible California Veterans looking for a home to purchase. While detached Single Family Homes don’t need to be “approved”, the purchase of condo does need to be within a […]
Finding a VA approved condo in Orange County, CA just got easy. While most homebuyers and their real estate agents will first search for a condo and then go through the tedious process of finding out if the condo is even in a project that is approved for VA financing, there is now a website […]
Which loan program is better for Orange County, CA Veterans – CalVet or VA? It depends on the Veteran and the situation. It also depends on what is happening with interest rates. But in most cases the standard VA loan program will be the best option for a Veteran in Orange County, CA. Important Differences […]
VA loans are probably the most misunderstood mortgage program in Orange County, CA. Real estate agents, Loan Officers, home sellers, and even eligible Veterans often receive incorrect information when they inquire about the VA loan program. A recent VA survey found that approximately half of all military veterans do not understand the VA loan program […]
The VA IRRRL program, also known as the VA Interest Rate Reduction Refinance Loan, or VA Streamline refinance, is very popular as we start 2015. With interest rates hitting two year lows at the beginning of the year Orange County VA borrowers are able to take advantage of the rate drop by utilizing the IRRRL […]
As we begin 2015 a wave of VA refinance activity in Orange County, CA that started in the last quarter of 2014 is continuing. There are several different types of VA refinances and different reason for each type of refinance. Different Types of VA Refinance Loans VA IRRRL – also known as the VA Interest […]
Home sellers in Orange County who don’t accept offers from VA buyers may be losing money. Not taking all offers seriously is a bad strategy in any situation, but avoiding offers from a Veteran using VA financing is just bad all the way around. There are several reasons why there is a perception that VA […]
The VA loan limit in Orange County, CA for 2015 will be $625,500. This is actually a decrease from the 2014 limit of $687,500, but is still a higher loan limit than most parts of the country. It is important to understand that this “loan limit” is for 100% financing. This means it is possible […]
After several years of most Americans having a low opinion of the Real Estate sector, it appears things are finally changing. Real Estate in Orange County, California has definitely made a nice comeback in the last couple of years as interest rates have remained low. Orange County real estate has benefited from the high loan […]
The debt to income ratio is a very important calculation when it comes to qualifying for an Orange County VA home loan. Sometimes just referred to as the “Debt Ratios”, or DTIR (debt to income ratio), it calculates the Veterans ratio of monthly payments to their gross monthly income. Knowing how this ratio is calculated […]