Effective date: September 4, 2026
Who we are
Orange County VA Loans is an educational website for veterans, service members, and eligible households exploring VA home financing. The website supports Tim Storm, Mortgage Advisor and California real estate broker, whose practice focuses on VA lending through ARBOR Financial Group. Our website address is https://orangecountyvaloans.com/.
Information we collect
You may choose to contact Tim by telephone or email, or continue to ARBOR Financial Group’s external application website. Information you provide through those channels is handled according to the privacy practices of the service you use and, where applicable, ARBOR Financial Group.
If you allow analytics, we collect limited website-use information such as pages viewed, approximate location, browser and device type, referring source, and interactions including scrolls and outbound-link clicks. We do not intentionally send Social Security numbers, loan-application details, financial documents, email addresses, telephone numbers, or other directly identifying information to Google Analytics.
Google Analytics
We use Google Analytics 4 to understand how visitors find and use this website and which VA loan resources are helpful. Google Analytics is optional and remains disabled unless you select “Allow analytics” in the privacy choices notice. Advertising personalization and Google signals are disabled in our implementation.
When enabled, Google Analytics may set cookies beginning with _ga. Google may process analytics information on servers in the United States and other countries. This GA4 property uses Google’s default two-month retention period for user-level and event-level data. Standard aggregated reports may remain available longer because GA4’s event-data retention setting does not apply to those reports. Learn more in Google’s Privacy Policy and Google Analytics’ data safeguards.
Your analytics choice
Your analytics choice is saved in your browser’s local storage so we can remember it. Select the “Privacy choices” button on the website at any time to allow or decline analytics. Declining analytics stops future analytics collection from this browser and removes this website’s Google Analytics cookies where the browser permits.
Hosting and technical records
Our hosting and security providers may process routine technical information, including IP addresses, request times, requested pages, and browser details, to deliver, secure, and troubleshoot the website. Providers retain their records under their own operational and security policies. Any technical records we control are deleted or anonymized when they are no longer reasonably needed to secure the site, investigate abuse, troubleshoot a documented problem, or satisfy a legal obligation.
External websites
This website links to third-party services, including ARBOR Financial Group’s external loan-application website. A third-party website controls its own collection and use of information. Review its privacy notice before submitting personal or financial information.
How long information is retained
Google Analytics user-level and event-level data is retained for two months under the property’s default setting; standard aggregated reporting may remain available longer. Technical records we control are kept only while one of the security, abuse-investigation, troubleshooting, or legal purposes described above still applies. You can remove analytics cookies and the saved consent choice through your browser settings.
Your privacy rights
Depending on where you live, you may have rights to request access to, correction of, or deletion of personal information, or to object to or restrict certain processing. Orange County VA Loans does not sell personal information. To make a privacy request or ask a question about this notice, contact Tim using the details below.
Contact
Tim Storm
Mortgage Advisor · California real estate broker
Phone: 949-829-1846
Email: TimothyS@arborfg.com
NMLS #223456 · CA DRE #01086852
Changes to this notice
We may update this Privacy Policy when our website, service providers, or legal obligations change. The effective date at the top identifies the current version.